F&M has 22 offices and over 33 ATMs located in Fulton, Williams, Henry, Defiance, Lucas, and Wood counties in Ohio, as well as DeKalb and Steuben Counties in Indiana. Toward the end of 2007, F&M opened a new office in Perrysburg and expanded into Indiana with offices in Butler and Auburn. In August 2008, F&M opened a new full service office in Angola, Indiana. In July of 2010, F&M expanded into Hicksville, Ohio. The addition of Hicksville fits well within the bank's "footprint", filling the space between F&M's Defiance and Auburn offices while increasing our presence in Defiance County, Ohio. 2013 and 2014 saw F&M increase its presence in Lucas (Sylvania) and Wood (Custar) counties.